Confessions of A Realtor

the Shocking Truth about the Real Estate Industry

Real Estate Information YOU need to Know

www.RealEstateIndustryWhistleblower.com

I was a "Realtor" I Quit do to Lack of Accountability.

NAR says they don't Want me saying
Confessions of a Realtor, they Say it is a Trademark Violation.

I was a Realtor, I am Confessing what I know and
they want to put the "scare" into me to NOT
Use Realtor in Place of Real Estate Agent,
yet they and millions of others do every single day.

more on that at www.MaryNewill.net

the National Association of Realtors should be
Using their Attorney Power to Fight for Consumers

instead of trying to control the use of the name.

Everyone Says "Realtor" in place of "Real Estate Agent"

it is just the way it is. This stuff is NOT
Confessions of a Real Estate Agent, it is being a Realtor

that was the Problem.

www.RealEstateIndustryWhistleblower.com

www.SavvyBroker.com

www.RealtorSucks.com

www.CharlesMcMillan.com

My Name is Crystal L. Cox
I am a Real Estate Broker Owner
and I am the Self Professed
Real Estate Industry Whistleblower.

Confessions of A Realtor

I am an Ex-Realtor
Now Real Estate Broker Owner
Exposing the Real Estate Industry to You.

I am The Real Estate Industry Whistleblower.

Other Information out there May
tell you that they are Exposing
the Real Estate Industry and telling
You What Realtors REALLY do
to Hurt You, However,
if THEY are still members of the
National Association of Realtors
than they are not telling you enough.

Fighting Daily to STOP
Blind Justice in Real Estate

www.SavvyBroker.com

Crystal L. Cox
Real Estate Industry Whistlebower

There is Not ONE Good Reason
that You Need a Realtor
in your Real Estate Transaction.

the Current Real Estate System
Hurts - the Real Estate Consumer
Every Single Day !!!

Real Estate Values are Built on Lies and False Data.

Realtors are NOT held accountable nor are
THEY Trained in what you Really Need them to Know.

Subscribe to My Blog and Learn More
than You ever thought to Ask about
the Real Estate Industry.

Find Out How Realtors Can
Legally Lie to You Before - During and After
your Real Estate Transaction.
www.RealEstateIndustryWhistleblower.com

I am a Real Estate Broker Owner
who is No Longer a Member of the
National Association of Realtors because
I do not feel there are elements in place
to protect the consumer.

Other Real Estate Rants of Mine

www.KalispellBroker.com
www.DesiraeStewart.com

This Blog May Just Save Your Life.
www.RealEstateIndustryWhistleblower.com

I will tell you tips that will enable you
to make sure that you are buying a safe home
and that your future is financially secure.

Realtor's Arrogance and Behavior
toward Consumers is Shocking.

I will tell you stories over time
that will disturb some of you and
for others of you out there it will
validate your experience.

I am an Ex-Realtor that is still a Licensed
Real Estate Broker is Exposing the
Real Estate Industry to You
to give you a Competative Edge
and Help you to Win for A Change.

Are Real Estate Appraisals Real ?

This Blog will Give you Tips you won’t find anywhere else and will give you information on the Real Estate Transaction that you may never have thought to ask while at the same time giving you an edge over your real estate transaction and the ability to protect your family in the long term.

What do you think real estate designations really mean?

www.RealEstateIndustryWhistleblower.com

*what the real estate industry is doing to Hurt You

* Stories of what can and does happen in

the real estate industry that directly

affects your pocketbook and your life.

*I will tell you What you really need to make sure

is in your real estate contract, and what Red Flags

to look for in your paperwork.

*I will tell you how a local hair Salon can Save your Life.

*I will tell you the Shocking truth
about properties people sell for a low price
thinking they have no easement and how
the real estate savvy investor who buys it
will get an easement, when you thought you could not.

www.RealEstateIndustryWhistleblower.com

* I will show you Red Flags to look for in your initial and your indepth walk through of a home to keep your pocketbook and your family out of harms way.

* Why do Sellers End up listing with the Jerk Realtor
who harassed them for years, denied access and made their life as miserable as possible.

* I will give you real estate tips that have
the Potential to Save you Millions and may just
save your very Life.

*Does a Seller have to Take a Full Price Offer?

*Should you sell to a Local Holding Company
or any of those folks who send you a mailer
saying we buy homes, properties etc..?

* Does a Seller have to tell you if a home
is unsafe or uninhabitable?

*I will give you tips on internet searching
so that you can find out as much about a property
or an area as you can before You Buy.

*I will give you valuable tips on multiple offer situations.

* What if you Make Payments ahead and your Seller,
who is carrying your contract starts to foreclose?

Can they Do That ?

Subscribe to My Blog and Find Out

To What lengths will the Real Estate Industry
Go, to Keep YOU, the Consumer, in the Dark?

* Why Would a Realtor intentionally put
the wrong SOLD data into the MLS?
and is anybody really watching?

* Why do some Realtors charge
ore commission to sell land versus selling a home ?

www.RealEstateIndustryWhistleblower.com

Banks Already Know Your Business
Why Do Realtors want To Keep
Banks out of Real Estate Sales?

* I will tell you How Realtors
Use your Home as Bait to Sell Something Else.

Subscribe to My Blog and you will Have access
to an unlimited amount of Secret Information
on Realtors and the Real Estate industry
and you can use the Truth for the
benefit of you and your family.

I take a few photos, I write a few words,
I go to school to learn how to pass a test and
Buyers and Sellers trust me with their Biggest Financial
Decisions, With their Very Lives.

I can make more money per hour than most
industries out there and I went to School for one Week.

The Real Estate industry is a
House of Cards in a Hurricane and
The Consumer is the One who Loses.

The Truth About NAR
Should SHOCK you ALL

Real Estate Consumers literally put their life
in the Realtors hands by trusting what the
Realtor says about the home they are buying.

Subscribe to My Blog and Learn the Tricks that
Realtors are Pulling on you Every Day.

    Intentionally or not
    it is Still Happening
    and the Real Estate Buyer
    and Seller is Paying the Price.

This BLOG will TELL you the Shocking Truth
about the Real Estate Industry
and You Will Know More
than you EVER thought to ASK.

I Will Discuss....

Real Estate Fraud

Real Estate Insiders Secrets

You Need to Know.

the Truth (from my point of view)
on the Real Estate Industry

an Overview of what
YOU
May not be looking for in
a Real Estate Transactions

Mortgage Fraud

Direct Lenders

Appraisors and Real Estate

Real Estate Industry Secrets

Why NOT all Realtors
are Alike...

Adverse Material Facts

Real Estate Secrets

Real Estate Disclosure Laws
what YOU need to know

What you don't know can hurt you.

This blog was written for you.

To inform you

to open your eyes
to protect you
to encourage you

You must stop being a victim to the real estate industry.

It's your life , can you afford to give one minute over to stress,

because a real estate agent or a Seller lies to you ?

If so Don’t Subscribe to My Blog.

www.SavvyBroker.com

There are many blogs out there on buying and selling real estate,
but few of them tell you how to keep the money you make,
know what your buying before you buy, show you
how to have a stress free transaction and teach you
ways to know when you are being lied to.

My Opinion IS…

Sellers sell homes,

buyers Buy homes,

banks and Direct Lenders lend money
to buy homes,

title companies close transactions

and Realtors and Mortgage Brokers
just get in the way.

Confessions Of A Realtor

Is Your Trust For Sale?

This Blog Promises To

Show you how to use the

Internet to market your Real Estate, Yourself.

I will show you the

REAL way to Protect your Pocketbook

during and long after the real estate transaction.

This blog will help you to understand

how you are not being protected

by the real estate industry as it exists today

What Chance Do You Have Winning a Real Estate Lawsuit ?

www.RealEstateIndustryWhistleblower.com

Even if there is SOLID proof in your favor, proof of lies.. will you get justice?

You are the victim and You
will battle to be whole..

If Buyers and Sellers are finding Each Other on The Internet

than why do you Need a Realtor ?

My Blog will tell you how to buy and sell real estate

without a Realtor, how to work with a Realtor,

how to Tell if a Seller is Lying,

what red flags to look for Before you buy,

what NEEDS to be DONE before your close

and the Truth about all aspects of your Real Estate Transaction.

As a Seller My Blog Will Show You How to effectively Market your home on Your Own with Very Little Cost. As a Buyer, My Blog will Show You how to “Really dig Deep and Search for Listings

and How to Keep Yourself Out of Trouble.”

www.RealEstateIndustryWhistleblower.com

Get the Inside Scoop on what Realtors

and the Real Estate Industry is Really up to

and how you can protect yourself from

the pitfalls of the Real Estate Industry.

Learn How Appraisals are REALLY Determined.

What is the Real Value of Your House?

Learn How Appraisals and CMA’s Really Work.

Get Inside stories on what Realtors do and

say that affects not only your bottom line but could affect you very life.

Learn Why Realtors want to keep banks out of real estate.

www.RealEstateIndustryWhistleblower.com

Why Realtors have fought so hard to Not Give you a Buyers Rebate.

Why Do Most All Realtors charge the same commission, yet they say they don’t?

What is the Least you Need to Know About Anti-Trust Laws?

I will tell you the least you need to know about how appraisals work and how to work appraisals.

What is your Realtor Really saying about you and how does it affect your pocketbook, your life?

Is a Real Estate Agent that has the Designation “Realtor” held to a Higher Set of Standards?

Learn the secret of selling your Real Estate without a Realtor, and doing it better than 90 percent of Realtors, while at the same time learn what the other10% areDoing that is So much better?

Realtors DO NOT get Internet Marketing – Subscribe to my Blog

and you will be able to market your real
state better than ANY Realtor in Your Target Market.

Subscribe to MY Blog and Find Out More than

You Ever Thought To Ask about the Real Estate Industry.

I will tell you SHOCKING stories of what can and does happen in the Real Estate Industry and in YOUR Real Estate Transaction that Really Could Ruin Your Life and Possible be Life Threatening.

I will Keep You Out of a Whole Lot of Pitfalls that You Could End Up in.

I will share with you Red Flags, things to REALLY look for before you buy
and how to REALLY look for these things. I want you to Keep your Money

and Your Family SAFE for Many Years to come.

I will Help you to Know where to Look for Lies.

I will Tell You Red Flags to Look For on your Real Estate Title Report and What additional Documents to request from the Title Company BEFORE you close your Transaction.

Realtors are supposed to cooperate in a fair competition standard, they do not.

The Department of Justice has Called the NAR on their actions and Lost.

The NAR is a Powerful Group and You Lose.

Does A Title Report Offer you ANY real Protection ?

Realtors are Fighting Harder than Ever

to Keep Their Jobs.

You Don't Need Them

Using a Realtor

in your Transaction

can Really Hurt You.

What is Mortgage Insurance

and Why Do you NEED to Pay Twice?

Subscribe to My Blog and Find out

the Shocking Truth about the Real Estate Industry.

If Something Bad does Happen, I guarantee I can tell you where to start.

I have the experience to save you thousands upon thousands of

dollars and to maybe just save your families very life.

How Do you Really know the history of a home?

Subscribe to my Blog and Find Out.

What You Think We (Realtors) Know, What We Really Know,

What You NEED us to Know and What we Simply DO NOT know.

Can a Realtor Really offer you any protection

in your Real Estate Transaction, REALLY?

What is the least you need to know about

your Realtors E and O insurance?

How Does the Local Rumor Mill affect

the Property you have for Sale ?

www.RealEstateIndustryWhistleblower.com

I guarantee I can keep you out of most of the trouble

your Realtor, a Seller or a Buyer may get you in to.

Are Surveys Accurate ?

Where is the Boundary, Really?

How Do you Know if Your Actually Buying the Piece of land
you Thought you were buying?

Why Does the NAR want to Keep you out of the Local MLS
database that your money, your equity created ?

How do you REALLY know a neighborhood before you move in?

What is the Least you need to know about local water rights issues?

What is the Truth About Home Inspections ?

What is the Big Deal about your Realtor telling you

they are an Accredited Buyers Agent (ABR), GRI or
other Fancy Accreditations and Does this Really Benefit the Consumer?

What Percent of My Real Estate Sellers do you think actually Read their contract?

Some Folks Don’t like Realtors and Don’t know why.. I will tell you..

This information WILL Save You Thousands, maybe EVEN hundreds
of thousands to millions of Dollars. This BLOG may very well save your families life.

What is the Least you need to know about a Forensics Engineer?

www.RealEstateIndustryWhistleblower.com

This Information is So Valuable, So informative,
It may just save your life and will CERTAINLY open your Eyes.

You will learn how Emotional the Real Estate Sale Really is, t

he emotional aspects of real estate and

how to avoid the pitfalls that can come from it.

www.RealEstateIndustryWhistleblower.com

Get Educated on the Real in the Real Estate Industry
That No ONE is teaching you.

Realtors are dependent on you believing you need them
and they cannot afford to tell you what I am telling you
or you would STOP doing business with them.

There are books that claim to be Confessions of a Realtor, Claim to “rip the roof of the real estate industry” But Folks if ANYWAY is telling you “Confessions of a Realtor” or the Truth about being a Realtor, and they still Belong to the national association of Realtors than THEY are Simply NOT telling you Enough. They Can’t Afford to.

I am Extremely Passionate about Your Rights in Real Estate.

I want You to have Quiet Enjoyment for as long as you own your property. I want Sellers to have an Honest transaction and keep their “Proceeds” long after the sale. I want buyers to be safe and happy in their homes.

www.RealEstateIndustryWhistleblower.com

Subscribe to My Blog and Really Understand
The Shocking Truth of Real Estate.

This Blog is Your Competitive Edge

I can Help you protect your real estate portfolio.

I will Give you Advice on What to Look for In a Structure
Before you Buy that a Structural Engineered inspector may not even tell you.

I am not an engineer, nor am I claiming to give you legal advice.

But the tips, advice and information that I am going to give
you will ensure were that you live a long, healthy,
and prosperous life in a home you purchase.

The home that you are selling needs a good PR from a good manager.

Just like a celebrity trying to land a big movie deal.

The rumor mill, the blogs, where the buyers are searching,

and many other avenues need to be explored to create

a good image of your house and the general public, online

and off-line in order to create a higher price for your home.

Realtors need you to believe that you need them.

As a Realtor

I Don’t Know anything You Need Me to Know.

Realtors need you to believe that they

can protect you and your real estate transaction.

www.RealEstateIndustryWhistleblower.com

The livelihood of all realtors is under attack by the Internet,

they are holding on to their careers and

their outdated business model the best they can.

However, with the power of the Internet.

You really do not need a realtor to sell your home.

And in fact, as a for sale by owner. You may not only save money,

but you will save yourself a lot of stress, a lot of time,

future problems, and more.

www.RealEstateIndustryWhistleblower.com

The national Association of realtors is a giant corporate entity any needs millions of happy members to keep paying their dues and to keep subscribing to every game bad the national Association of realtors is beating them.

The national Association of Realtors is a Business. And it is Big Business.

Just like any large corporation does national Association of realtors has a product to sell and does product is not really homes. What the national Association of realtors is selling is membership to be a part of their club, different realtor designations and accreditations, real estate courses, real estate books, real estate websites, and they need as many members as they can get in order to make hundreds of millions of dollars off of these particular things. Once they have all of these members in place and growing such as it is right now. And they have all of your real estate listings. They then have a huge amount of content on their website that is in constant change.

This creates a website that is worth billions.

This website uses the photos and data from your sales and the information on all the realtors around the United States and all of the other countries that are members of the Association of realtors, this content creates a wonderful space for advertisers to pay to be on.

Realtors and the National Association of Realtors Use you
To make every aspect of their business profitable.

www.RealEstateIndustryWhistleblower.com

The last Internet marketing course that my company intended, that was put on by the National Association of Realtors was about subscribing to more realtor websites, Realtor owned technology and basically more things to do to promote the National Association of Realtors and was not about real Internet Marketing that would actually get your real estate Sold online where the buyers are looking.

More about the Association of Realtors and Internet Marketing.

The real estate industry wants to keep the public at large in the dark on the details of how the real estate industry works and wants to keep you out of their multiple listing database that was created from your data.
Why?

What is the Least you need to Know about Anti-Trust Laws?

Is this really any consumer protection in real estate, any at all?

Please Email Me with any
Questions you have at

Crystal@SavvyBroker.com

Who Am I ?

I am a Real Estate Industry Whistle Blower.

I am an Advocated for your Righs in Your Real Estate Transactions
Before, During and Long after Your Real Estate Closing.

I am a Real Estate Broker Owner Who
Recentley QUIT the National Association for You.

www.RealEstateIndustryWhistleblower.com

Being a Member of the Association of Realtors
Does Not Give me any more advantage or help to
Sell your Real Estate Better, With More integrity or
with more knowledge than being a Regular Real Estate Broker.

In fact it's better for you.

You don't have to Play their games, you have greater marketing power
on the internet that will actually help the buyer and seller and NOT just the Realtor.

With NOT being a Realtor I can assume that ALL real estate agents
are a case by case interaction and that they do not adhere to the supposed Codes of Ethics
Realtors Supposedly have in Place and Supposedly Enforce.

The National Association of Realtors is Not Set Up
To Protect the Consumer it is, In Fact, Set up
To Protect, Serve and Enrich those on top of the Realtor Business Model.

www.RealEstateIndustryWhistleblower.com

The real estate industry is Not protecting the consumer, which is you.

The real estate industry is set up to protect the Realtors.

My choices were to give up, to walk away from real estate with an attitude of “well this is just not for me” But I cannot do that. I am good at real estate, I can sell real estate but I can’t Protect YOU, the consumer, and that eats me up inside. I want you to know what I know and to Make Better Decisions for Your Family.

I am not trying to “Take Down” the real estate system. I know the Realtors have families to feed as well. I am simply attempting to educate you on what I have learned and make some small effort to change how real estate works. Meaning if this book can change the way you look at your real estate transaction and save your family from heartache, financial loss, stress, and major health issues than I am a Success.

You don’t need a Real Estate agent to Buy or Sell

your home or property.

You do need to Know Your Rights
and How to Act on Them.

Real Estate is not brain surgery.

www.RealEstateIndustryWhistleblower.com

Your giving Realtors to much power and control over your life.

You think Realtors actually know about online marketing, mechanical and structurally engineering basics, contract law basics, real estate and construction law in your state, mortgage law and qualification requirements, and that this knowledge will keep you “out of trouble”. Guess what, some may know these things but it is not required of us and very few Realtors do.

Your job is to Take Care of You.

How can you do that if you don't know what to ask, who to trust, what to assume, what to prove and what to find out?

How can you take care of you and your family
if all parties of your real estate transaction are out
to take something from you?

Subscribe to My Blog and Get a Better Understanding
as to how to Navigate the Real Estate System as it is
While at the Same Time demanding Industry Changes
that Will actually be in the best interest of the Buyer and the Seller.

You need to watch out for your own best interest. This blog will give you lots of tips for buying and selling real estate and keeping out of trouble. However, I am only a Realtor, I am not a licensed attorney and do not claim to know the law. I am not a licensed tax accountant or an engineer of any kind. This book is written based on my experiences as a Real Estate Broker Owner

Learn to Sell Your Real Estate without a Realtor

Who am I to be telling you this information ?

Do my Red Flags Check and know more than the Realtor,

the Listing agent, the buyers agent, more than the homeowner

will tell you, more than the engineer or home inspector will tell you,

and know what you really need to know to protect your family.

How Will My Blog Help You
Sell Your Home without a Realtor

I really do know the side of
real estate that can hurt you.

I know Internet Marketing, Website Development

and Getting Found, Video Tools that anyone can use,

ways to use photos online to market your real estate

yourself and better than ANY Realtor in your Target Market area,

and I know what Bad Situations you can Easily get into.

Let my Knowledge and Experience Work for You.

I will tell you more than you may think to Ask.

I want you to Win for a Change and NOT the Realtor.

I take your Hard Earned Money Seriously,

I will tell you everything I know and I know More

and More everyday, and I will bring it to you on My Blog.

If I want you to buy valuable information from me

that I have gathered over years of experience and research:

I had better Bring You What I Say I Will.

The Real Estate Industry has Been hurting consumers for a very long time. Real Estate Buyers and Sellers have learned to "Deal with It" and to "Take it On the Chin" because that is just the way it works. For Me as an Ex-Realtor and Broker Owner I really see a whole lot about the Real Estate Industry that is in place to protect the National Association of Realtors and It's Members and Not a Whole lot of laws, rules, enforced ethics, regulations that actually benefit or protect the consumer.

I don't want Every Realtor reading what I have to Say, they Won't pay
to read a blog they think is just speaking negatively of them.

This Blog is for YOU, the Real Estate Consumer.
It is an Elite Members only Blog
to Expose the Real Estate Industry,

Provide you with tools to better navigate
the Current Real Estate System, set up guidlines
to Change the Way real estate is currently run

that DOES hurt consumers, give you Great tips
on Selling your Real Estate without a Realtor,
and to Provide Protection for Your the
Real Estate Consumer.

I cannot tell you how heartbreaking, frustrating,
and disturbing it was for me to watch Realtors rip
Peoples lives from them, push them around, tell them what to do and
how to do it and act like they are the only ones who really know what is going on while at the same time taking HUGE ridiculous Commission and walking away from the Closing table with more money than my clients and it being ILLEGAL for me to give my clients cash back to help them out.

This is just a small amount of the
Incredible Injustices I witnessed
as a Realtor, as Broker Owner.

I want to Share What I have Learned with You.

I got My Brokers Real Estate License
after being a Realtor - real estate agent
for ONE year, I took a week class to get my
agents license, and I took another week -
the same EXACT class a year later to
Get My Broker's License And I was then
Allowed by State Law to Own a Real Estate
Business, participate in your financial future,
advise you on real estate contracts, and show you homes

with no construction or engineering knowledge and with
No Real Training to Actually Protect You.

And I was able to Supervise as Many agents
as I could get to sign up. I was licensed in Multiple
States and away I went.

I was Quickly Dis-Illusioned.

I wanted to Protect You.

I wanted to Give you Cheaper Commissions.

I wanted to Give you Cash Back at Closing.

I wanted to get you in there to make an offer
and get a fair deal.

I would show you homes and if the Seller lied
or something bad happened I just knew
that me Errors and Ommission Insurance
would protect you - the Buyer.

I put my Hand over my Heart and
I Pledged Allegiance as I recited the
Realtor Codes of Ethics,
Fully Believing with ALL my Heart
that the Realtors really were the way to go
and that any Real Estate Agent that was
not a Member of the
National Association of Realtor

simply had no integrity and
Would Not be Able to Protect My Client.

www.RealEstateIndustryWhistleblower.com

I QUICKLY learned that Having My
Own Office and being a Member
of the National Association of Realtors

was No Big Deal and that the Lies, Boycotts,
Coverups, False Data, Buyers being cheated out of deals,

my listings would not be shown if I offered less commission,
I could not let my Sellers market their own real estate
though it was in our "Exclusive Listing"

Commission is Suppose to Be Between Each
Seller on a Case to Case Basis
and the Realtor / Broker in Charge
it is Not... Peer Pressure and MLS
rules quickly burst my bubble.

Do Sellers Lie
when they show you Proof
of Income on a Business ?
Of Course
But How ?

I Could Not Protect You.

www.RealEstateIndustryWhistleblower.com

There Simply is No Room
in Real Estate

for Honesty - Integrity and Laws
Enforced that Really Benefit
the Real Estate Consumer.

Really Folks WHY
do Realtors get away with
so much that Hurts YOU ?

KNOWLEDGE IS POWER

www.SavvyBroker.com

Also I will Tell You How to Use the Power
of the Internet to Expose Your Realtor

and to Give a Voice to the Real Estate Fraud Stories
that Nobody Seems to Care About.

www.RealEstateIndustryWhistleblower.com

the Truth about the Real Estate Industry

SHOCKING - Folks I have seen
some Really bad Stuff
You Lose Every Time...

Crystal L. Cox
Non-Realtor - Non / NAR member
Broker Owner
Ten Lakes Realty

The Truth about the Real Estate Industry

Crystal L. Cox - Real Estate Industry Whistleblower

Real Estate Consultant - Savvy Broker

Brian Rodgers

Confessions of A Realtor the Shocking Truth about the Real Estate Industry

Confessions of A Realtor

the Shocking Truth about the Real Estate Industry